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Tackling retirement saving among Generation X

PA Consulting pensions expert Mike Teall is quoted in Money Marketing’s article on tackling retirement saving among Generation X.

The article notes that the FCA’s Intergenerational Differences paper highlights the difficulties that people in their late 30s to early 50s face in saving for retirement. The author discusses how the industry can improve their prospects.

Mike says that pension savings are relatively predictable compared with the lack of clarity over how much Generation X will need to pay for their parents’ care, how much they will inherit, and when their children will become financially self-sufficient.

“There is a gap in the market for financial products that insure against this uncertainty. Government incentives may be required to establish markets for these products to avoid anti-selection issues that will drive prohibitive premiums,” he says.

Read the full article in Money Marketing

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