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“We’re seeing parallel developments moving in all of those directions right now…but in the U.S. it’s likely that disruptive players capture a decent share of the market within a year or two.”

 

ted bissell, pa mobile PAYMENTS expert

Mobile payments' future grid: where will your company be?

Ben Carsley

PYMNTS.com

8 November 2012

 

PA’s Ted Bissell, mobile payments expert, has been interviewed for a PYMNTS.com podcast to discuss his “Future of Payments for 2018” framework. Ted explains how he breaks down mobile payments' future into four categories, how traditional and disruptive companies can coexist and why regulation will continue to be a factor in the years to come.

Ted said: “We were looking to step outside of everyone’s more medium-term decision making, and we picked 2018 as a date that’s beyond the business plans of most people in the payments space. We used our future worlds methodology … and created these different worlds as a good way of defining how the market is going to evolve."

Ted explains that in his “Future of Payments for 2018” framework, there are several different worlds in which payments may grow to exist, rather than one defining future.  Ted describes a grid with an X-axis and a Y-axis, where one is to imagine that the X-axis ranges from old school, traditional payments players through to disruptive newcomers. For the Y-axis, visualise a highly regulated environment at one extreme, and an environment “relying on trust” at the other.

Ted goes on to say: “We’re seeing parallel developments moving in all of those directions right now…but in the U.S. it’s likely that disruptive players capture a decent share of the market within a year or two.”



To listen to the podcast online, click here.  

 

For more on PA's expertise on mobile payments, click here or contact us  now for more information.

   
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